Services
2020’s Time Service Results!
Virtual Inspections = 10 Hours!
Policyholder Self Surveys = 5 Days!
GuideStream = 6 Days!
Personal Lines Exterior Field Inspections = 8 Days!
Personal Lines interior/Exterior Inspections = 16 Days
Commercial Inspections = 14 Days!
Let Venture Underwriting help your company increase underwriting efficiency and minimize inspection expenses.
Step 1 – Click the Get Started Button, enter your contact information, and add your message
Step 2 – Receive 50 Virtual Inspections for $1 OR Receive 25 Field Inspections for $1
Step 3 – Loss Control is not one-size-fits-all. After our expert team learns about what makes your underwriting and books of business unique to other carriers, we will work with you to create a custom cost-effective approach to Insurance Inspections.
Personal Lines Solutions
| Main Street Residential Surveys | Dwelling Fire Policy Surveys |
| Seasonal Property Surveys | Student Housing Surveys |
| Mobile & Manufactured Homes Surveys | High Net Worth Policyholder Surveys |
| Landlord Property Surveys | High Value Property Surveys |
| Custom Homes Surveys | Remote Island Property Surveys |
| Caretaker Managed Properties Surveys | Multi Structure Estates Surveys |
| Condominium Surveys | Homeowner Association Surveys |
| Gates Community Surveys | Airbnb Surveys |
Commercial Lines Solutions
| Mixed Mercantile Surveys | Restaurant Surveys |
| Industrial Risks Surveys | Professional Lines Surveys |
| Church Surveys | Private School Surveys |
| Not-For-Profits Business Surveys | Late Night Entertainment Surveys |
| Law Practice Surveys | Accounting Firm Surveys |
| Office Park Surveys | Laboratory & Chemical Office Surveys |
| One-Off Surveys | Banquet & Catering Facility Surveys |
Supplements
| Wood Burning Stove | Pellet Burning Stove |
| Alternative Solid Fuel Burning Stove | Exterior Wood Burning Furnaces |
| Canine Supplement | Commercial Cooking |
| Day Care | Repair Garage |
| Liquor Liability | Underground Oil Tank |
| Spray Booth | Sprinkler System |
Custom Built Specialty Lines Inspection Programs
Quick Turnaround | Superior Quality |Pinpoint Accuracy
InsureTech
Venture Underwriting is a nimble company at the forefront of available insuretech solutions for its customer’s.
| Virtual Inspection Reports | Policyholder Self-Survey |
| Artificial Intelligence Photo Identification | Agent Self-Survey |
| Guide Stream 360 |
Venture Underwriting’s InsurTech solutions offer its customers the flexibility to
Leverage Big Data for Big Results
Venture Underwriting is equipped to integrate with its customer’s hosting sites and 3rd party data that is purchased by the carrier customers. When it comes to 3rd party data integrations, think of Venture Underwriting like a funnel. At any given moment, for any single address in the country, Venture Underwriting can pull pertinent underwriting data from some of the following entities
| USGS | NOAA |
| FBI | NASA |
| MLS | Every Water Municipality |
| The Fire Station Database | Every Sewer Municipality |
| Quantarium | Every State Municipality |
| Every County Municipality | Every City Municipality |
| FEMA |
These entities funnel the following crucial underwriting data through Venture Underwriting’s report, for their customers…
| Wildfire Risk Parameters | Fire Protection and AAIS Protection Class |
| Hydrant Water Availability | Fire Station Data |
| Sinkhole Parameters & Susceptibility | Tornado, Hurricane, & Convection Storm Data |
| Wind, Hail, & Lightning Parameters | Over a dozen Flood Parameters |
| Precipitation & Ice Dam Data | Over 40 FEMA Flood Parameters |
| Crime & Police Station Parameters | Over 50 Enhanced Property Data Points |
| Over 50 MLS Data Points |
… all at its customer’s disposal. Venture’s customers choose any number of the available data points and insert them into their Field Forms. Effectively, Venture’s Inspection Reports are 1-part physical observation and 1-part big data. All of this information can be scored and make for efficient underwriting tools.
Venture Underwriting works with a variety of customer business profiles
40% Homeowners | 30% Dwelling Fire | 30% Commercial
25% Homeowners | 25% High Value | 50% Dwelling Fire
25% Small Commercial | 25% Large Commercial Risk | 50% High Value
100% 2-unit or less Personal Lines
50% Personal Lines | 50% Commercial Lines
45% Restaurant Risks | 10% Small Commercial | 20% Landlord | 35% Homeowners
100% Commercial Lines
100% Personal Lines
Venture Underwriting Partners With a Variety of Unique Customers!
Therefore Venture Underwriting partners with several unique approaches to Inspections
- 70% No Appointment Required | 30% Appointment Required
- 90% Virtual Inspection | 10% Field Inspection Appointment Required Field Inspection
- Personal Lines Policies are 100% Interior Appointment Based
- 25% Commercial Exteriors | 75% Commercial Interior/Exterior
- Drive By, if deferred maintenance observed, trigger Full Exterior
Venture Underwriting Adapts to Its Customer’s Unique Underwriting Rules
If Home Year Built 1980 or before, Interior/Exterior Inspection Required
If New Business, trigger Exterior Inspection | If Renewal, trigger Interior/Exterior Inspection
Add Exterior Wood Burning Furnace Supplement vs. No Exterior Wood Burning Furnace Supplement
If Home was built after 2018, Street Level Drive by Only
If dwelling 3 units or more, Interior/Exterior Inspection Required
Inspector must confirm Washer/Dryer Hose Material Type
Inspector must supply policyholder with insurance company pamphlets & documents
Narrative Commercial Report vs. No Narrative vs. Short Form Commercial vs. Guide Stream Commercial
Inspection Cascades
Venture Underwriting creates unique “Inspection Cascades” for its customers because being frugal means being economical and avoiding waste whenever necessary. Venture’s Inspection Cascades wastes neither time nor money and makes the best use of both. The savings over each year are a prerequisite of investment. Venture understands all its customers have comprehensive Loss Control budgets. Effectively, a budget is telling your money where to go instead of wondering where it went – Venture takes a budget the distance.
Personal Lines Cascades
- Virtual Inspection @ $X. If unsuccessful, trigger…
Drive by Street-Level @ $X. If observes customer specified trigger items…
Complete Full Exterior Inspection @ $X - Self-Survey @ $X. If unsuccessful, trigger…
Drive by Street-Level @ $X. If observes customer specified trigger items…
Complete Full Exterior Inspection @ $X - Virtual Inspection @ $X. If unsuccessful, trigger…
Self-Survey @ $X. If unsuccessful, trigger…
Drive by Street-Level @ $X. If observes customer specified trigger items…
Complete Full Exterior Inspection @ $X
High Value Cascade
1. Virtual Inspection @ $X. If unsuccessful, trigger…
Self-Survey @ $X. If unsuccessful, trigger…
High Value Field Inspection @ $X
Schedule your consultation and receive 50 Field Inspections for $1
Schedule your consultation and receive 50 Virtual Inspections for $1
Email us at Sales@ventureunderwriting.com or info@ventureunderwriting.com
Full suite of inspection types
99.35% Quality Rate. 00.65% Rejection Rate.
No insurance company is too big or too small
Long-term Partners
Turn Your New Business into Loyal Policyholders
Accurate Results You Can Trust
Your Independent Agency Network’s Helpful Inspection Partner
Your Independent Agency Network’s Helpful Inspection Partner
Venture Underwriting is your go-to for customer specific, InsureTech leverages, residential, commercial, high value, and specialty lines loss control. Experience 24 hours turnaround times, unmatched Quality Assurance, and Cost Effective “cascades” to underwriting reports.